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The new Non-Profit Organization Executive Protection and Employment Practices Liability Policy blends traditional non-profit
D&O with very broad Employment Practices Liability and extensive entity coverage to produce a state-of-the-art policy.
Non-Profit Organization Liability Policy features:
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- Duty to defend coverage with the option for the insured to control their own defense
- Defense costs in addition to the limit of liability
- Free 90-day automatic discovery period
- Either-or discovery option
- Definition of clam includes EEOC proceedings and written demands
- No individual insured vs. insured exclusion
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- Automatic Non-Profit subsidiary coverage
- For-Profit subsidiary coverage is available
- Note of clam "as soon as practicable"
- Mental anguish/emotional distress exclusions do not apply to EPL
- EPL coverage includes wrongful termination, harassment, discrimination and many other employment exposures
- Multi-year policy options are available
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